Enjoy more when you transfer your rewards into savings.

Grow your savings with high interest and automatic Kasasa® checking reward transfers. 

Benefits You’ll Love

  • Automatic transfers from Kasasa® checking accounts
  • Earn high interest on your savings balance
  • Free online and mobile banking
  • No minimum balance requirements 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $5.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.

Reward Information: When your linked Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle, balances up to and including $10,000 in your Kasasa Saver account earn an interest rate of 0.20% resulting in an APY of 0.20%; and daily balances over $10,000 earn an interest rate of 0.05% on the portion of the daily balance over $10,000, resulting in a range from 0.06% to 0.20% APY depending on the account's daily balance. When your linked Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY. Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/27/2025. APY calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. Receipt of electronic statements is a condition of this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one account(s) per social security. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our bank service representatives at 816-322-2100 for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Certificates of Deposit

Term Minimum Required Opening Deposit Interest Rate APY
30 Days $500 0.05% 0.05%
90 Days $500 0.05% 0.05%
6 Months $500 0.05% 0.05%
1 Year $500 0.05% 0.05%
2 Years $500 0.05% 0.05%
3 Years $500 0.05% 0.05%
4 Years $500 0.10% 0.10%

Penalty for early withdrawal.

Checking Accounts

Account Minimum Required Opening Deposit Interest Rate APY
Interest Checking $25 0.05% 0.05%
Business Interest Checking $25 0.05% 0.05%

The interest rate on the checking accounts can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit. Business accounts are not available to open online.

IntraFi® Network Deposits (formerly CDARS ®)

Term Minimum Required Opening Deposit Interest Rate APY
26-week $10,000 3.68% 3.76%
1-year (52-week)  $10,000 3.50% 3.58%
2-year (104-week) $10,000 3.46%

3.53%

3-year (156-week) $10,000

3.46%

3.53%

The IntraFi® Network DepositsSM  interest rates and Annual Percentage Yields (APYs) listed above are for the upcoming week. IntraFi® Network Deposit rates and APYs reprice weekly, each Wednesday. Interest rates are subject to change prior to the order date. Use of the IntraFi Network Deposits service is subject to the terms and conditions of the agreements, including the IntraFi Participating Institution Agreement and the Deposit Placement Agreement. IntraFi, CDARS, ICS, and One-Way Sell are registered service marks, and IntraFi Network and IntraFi Network Deposits are service marks, of IntraFi Network LLC.

Kasasa Cash

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $10,000 $25 0.51% 0.51%
$10,000+ $25 0.05% 0.51% to 0.09%
All balances if qualifications not met $25 0.05% 0.05%

The interest rate on the Kasasa Cash account can change at anytime.

To earn your rewards, complete the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 10 debit card purchases, each greater than $5, post and settle

 

Kasasa Saver

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $10,000 $25 0.20% 0.20%
$10,000+ $25 0.05% 0.20% to 0.06%
All balances if qualifications not met $25 0.05% 0.05%

 

The interest rate on the Kasasa Saver account can change at anytime.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 10 debit card purchases, each greater than $5, post and settle

Money Market (Business and Personal)

Balance Minimum Required Opening Deposit Interest Rate APY
$0.01 - $24,999 $25 0.05% 0.05%
$25,000 - $49,999 $25 0.10% 0.10%
$50,000+ $25 0.15% 0.15%

Learn more about Personal Money Market Accounts and Business Money Market Accounts

The money market interest rate can change at anytime and does have limited withdrawals. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.

Premier Money Management Savings

Account Minimum Required Opening Deposit Interest Rate APY
Premier Money Management Account $25 2.70% 2.74%

The premier money management interest rate can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit. The premier money management account is not available to open online. 

Rate Watcher CD

Term Minimum Required Opening Deposit Interest Rate APY
15 Months $5,000 0.05% 0.05%
27 Months $5,000 0.05% 0.05%

Penalty for early withdrawal.

Savings Accounts

Account Minimum Required Opening Deposit Interest Rate APY
Savings Account $25 0.05% 0.05%

The savings account interest rate can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.

Wall Street Checking

Balance Minimum Required Opening Deposit Interest Rate APY
$0.01 - $2,499 $25 0.05% 0.05%
$2,500+ $25 0.15% 0.15%

The interest rate on the Wall Street checking account can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.

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